Frequently Asked Questions
What is a car title loan?
A car title loan is a way to obtain quick cash, using your vehicle’s equity as security. You keep your car for the duration of the loan. Your credit is not the sole factor since the loan uses your vehicle as collateral, so regardless of your credit history, you can still get approved. At Easy Car Title Loans Berkeley we make the process fast, easy, and secure.
How do I find out if I am approved?
Easy Car Title Loans Berkeley makes an effort to create an application process that is quick and easy. It’s possible for you to phone us or you can use our online application, obligation free.
Will my credit history effect my approval?
Not likely. Credit history is not a major deciding factor. Even if you have been through a foreclosure or bankruptcy, it shouldn’t be a problem with us thanks to our vast network of superior lenders. Everyone can get approved for a Berkeley auto title loan as long as they own their vehicle free and clear.
Will I have to give up my vehicle?
Not at all! You just let us hold onto your title while your loan is being paid on. You will be able to drive and use your vehicle just as always! You will get your title back as soon as your loan is paid off.
Are there any hidden fees or charges?
No, there are never any hidden fees or charges. We will always be upfront with you, there will never be any surprises.
What is a typical loan duration?
It can vary, but 3 years is the most common.
What if the title is not in my name?
You cannot apply unless the title is in your name. Unless, you are cosigning with the person who’s name is on the title.
How long does it take to get my money once approved and how do I receive it?
Not long at all. Typically within just 24 hours! You will receive your money via the option you choose. Your choices are direct deposit or local in-person pickup.